Credit Analyst
job description
Gauteng, JHB - Eastern Suburbs
- Monthly (Market related)
We are seeking an experienced Credit Analyst for our client in the Automotive Industry based in Kempton Park.
**Duties**:
- Gathers and analyses loan applicants’ financial data to evaluate risk
- Assesses credit worthiness of individuals, companies and institutions
- Collaborates with other financial experts/ members of credit committee to approve or decline finance
- Makes recommendations about whether to increase, adjust, extend or close lines of credit
- Undertakes risk analysis using regional, sector-specific, environmental and other financial data
- Prepares and presents credit reports
- Completes quality assurance reviews
- Aware of market trends
- Monitors and adheres to collateral compliance covenants
- Ensures that all finance is concluded in adherence with company regulations
- Analyse data to verify information
- Helps to update and improve credit rating criteria
- Communicates credit decisions and policies to fellow employees and credit applicants
- Oversees or undertakes document preparation and checking
**Requirements**:
- Degree of equivalent qualification in Business, Accounting, Finance, Credit risk
- Minimum 3-5 Years’ previous experience as credit analyst or loan officer preferred
- Basic understanding of accounting
- Strong Software Skills (Microsoft Office)
- Code 08 licence
- Read and Write in English
- Analytical and critical thinking skills
- Confident and proactive approach -anticipates issues and requirements
- Team Player
- Confident and proactive approach - anticipates issues and requirements
For more information please contact:
- Nicole Murie