Manager: Credit Risk Early Collections

**Job Req**
- 125996- Closing Date- 12 May 2023- Career Stream- Credit Collections
**Location**
- Sandton**Job Purpose**
- We are looking for a
- **Manager Credit Risk Early Collections **(without direct reports)**Key Deliverables**
- Daily contact with clients and bankers to remediate portfolio across all client portfolio of accounts. Credit and Credit Risk assessment and collections of arrears/excesses of all products namely Current Accounts, Savings Accounts, Home Loan accounts, Commercial &
Industrial Property, Personal Loan accounts, Term loans and Asset Based Finance [motor vehicles/yellow goods.**Responsibilities**:
- Managing and preparing portfolio review presentations based on Management Information Systems (MIS).
- Ensure efficient work ethic and achievement of business unit strategies &
goals by proposing innovative ideas to enhance Business processes that facilitate customer experience.
- Provide feedback daily/weekly/ monthly
- Build and maintain effective working relationships by attending regular staff meetings and team building sessions.
- Build strong relationships with bankers by providing upskilling advice on credit processes, policies and documentation.
- Sharing knowledge with all stakeholders.
- Meet clients' expectations by resolving queries within turnaround times.
- Manage own efficiency by drafting and implementing team's strategies.
- Manage default accounts timeously by obtaining acceptable repayment arrangements or handover portfolio to Legal collections.
- Enhance processes by constantly seeking innovative improvements to the credit systems.
- Adapt to changes in Legislation by enforcing the compliance to the changes.
- Ensure clean audit in area of responsibility by enforcing adherence to bank policies, process and procedures and industry regulations.
- Implement sound credit risk management by providing advice on specialized credit risk matters to sales.
- Develop client exit or rehabilitation strategies by conducting annual review of client facilities.
- Address issues raised in culture surveys by participating in the development and implementation of action plans.
- Create a client service culture through various required interventions.
- Support and encourage staff to participate and support corporate responsibility initiative.
- Achieve operational excellence by supporting the implementation of business optimisation improvement through team engagement.
- Generate innovative ideas and share knowledge.
**Essential Qualifications**
- Advanced Diplomas/National 1st Degrees
- Preferred Qualification- BCom, BTech or Diploma in Credit
- Minimum Experience Level- 5 years in Banking within Credit environment
- Behavioural Competencies- Building Partnerships
- Coaching
- Communication
- Customer Focus
- Driving for Results
- Selecting Talent
**Technical / Professional Knowledge**
- Business administration and management
- Change management
- Client service management
- Communication Strategies
- Financial Accounting Principles
- Governance, Risk and Controls
- Organisational systems
- Principles of project management
- Strategic planning
- Management information and reporting principles, tools and mechanisms
- Talent Acquistion Consultant- Poppy Mlotshwa- **_Please contact the Nedbank Recruiting Team at +27 860 555 566_